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![]() This claim was authoritative sounding but vague for the jury, as. We must elevate sustainable burial practices with the environment in mind, and leave our lasting essence only through our actions, not via what comes out of the faucet. embalming fluid used to embalm Jennie's body before any examination had taken place. But we need to direct more urgency to the problem and make earth-friendly burial methods even more accessible.Īs stressors on aquifers continue to grow across the country, we can’t whistle past graveyards or any unnecessary and potentially significant impact that human burial has on our drinking water. ![]() average of $7,900 for a funeral and burial. (Cremation is also an increasingly popular option, although the process is not without flaws cremation produces the same amount of greenhouse gasses as driving a car 1,000 miles.)Īll of these lower impact options are less costly than the U.S. And human composting is legal in five states, while a handful of others are considering legislation. Embalming fluid is mixture of the preservative formaldehyde, methanol, ethanol and other solvents. They are known by a variety of names, including 'wet', 'fry' and 'illy'. 'Wet' The cigarettes are sold for about 20 a piece. The low-impact act of dissolving a body in a mixture of water and potassium hydroxide, called alkaline hydrolysis, is now allowed in 20 states. The most common method is to dip a tobacco or marijuana cigarette in the embalming fluid, then dry it before smoking it. How a Substack Revived the Dracula FandomĪfter Watching Netflix’s The Fall of the House of Usher, Will You Sleep Nevermore?ĭoes the Pioneer Woman Really Own All the Land from Killers of the Flower Moon? The Real Story Is Stranger. ![]() These problems could grow as ground sources become more impaired. One study estimated that about 21 million Americans got “water from systems that violated health standards” in 2015-the same year the Flint, Michigan, water crisis occurred, exposing as many as 100,000 people to lead. Systems all too often don’t test water properly, or fail to report failed test results. point about sanitation but the often lethal risks of food and drink before federal safety regulations came. And as above-ground reservoirs and rivers increasingly fall victim to extreme weather conditions-such as those epic floods that knocked out Jackson, Mississippi’s water treatment facilities in August-and intensifying droughts hit broad swaths of the country, we’re expected to become even more reliant on aquifers.īut, you may wonder, isn’t water from aquifers purified before reaching your faucet anyway? Well, states and the federal government set strict water quality standards, but these benchmarks can go unmet until people are already exposed to contaminants. The 19th-Century Fight Against Bacteria-Ridden Milk Preserved With Embalming Fluid. The modern practice of embalming replaces organic blood with various toxic and carcinogenic chemicals, particularly formaldehyde. Roughly half of Americans rely upon underground water sources for their drinking supply. ![]() I have come here to see if anyone fimilar with the process had any insight into whtf was happe ing as youtube has videos for the avengers but not ff14 (or way too old to be of use) As i am sure she isnt the only human having issues of this type. This has to be a weird internal issue they are aware of. Shes gonna take one more ride on the merry go round as she contacts support. Ive found a little on the faq support page. The id that is auto filled in matches the one on the square enix web page. Step two link psn step three log inĬurrently she has reclaimed her enix account and is sitting on the store account page. It gives you no option to create one only log in with one. She finally gets a support email through to square enix and her account is suspended for being hacked. She just spent almost a hundo on this because everyone is going ham over how "awesome" it is and shes get thus circular and non specific bs. Goes back to psn tries to log in and is told her password is incorrect. Her account gets flagged and an email sent to her registered email address she reclaims it. (See edit 2)Įdit 3: she gets through to change her password. She created one at the time of purchase and linked her psn and. I linked my psn to my ff11 era enix id and my information on the pasword screen changed. We have been running this cycle since about 12pm.įor reference. Access through the enix id she created wont let her submit due to an "invalid email" she has tripple check the content of each box and verified her emil on the same form several times. Her password reset wont go through for one reason or another and the square enix support ticket she ca. There is no way you change the log in id in the client and it wont accept her password. She can log in via the browser nit the game client. The usernames for square enix is not case sensitive. She doesnt have anyone around to make her a square enix id. Pending results.Įdit 2: for clarification her psn id is only a few years old. Why is this so amazingly doffocult and frustrating? (Rhetorical) pls help.Įdit 1: im having her try to reclaim a password using the autofill id the psn is trying to use. There is absolutely no help on google and square enix tech support only talks about how to unlink a psn to the wrong squarenix account. How does she link her psn to square enix. The psn asks for a square enix id but doesnt let her change an automatically filled in id. My friend bought ff14 on the playstation. This will display as: Hildibrand is my hero.If you're posting a submission with spoilers in the body or potentially comments, click "spoiler" after you've submitted it.If you're unsure if something is a spoiler, spoiler tag it just to be safe.Aug 27 - Oct 3: Moogle Treasure Trove Event.Fanworks must be credited to the author, not be rehosted without permission, not advertise artists for profit.Avoid these restricted types of posts: Repetitive / Definitive FAQ.Parts of the FFXIV User Agreement are enforced.Be civil and respectful, no name shaming. ![]() Subreddit Legend: Posting Rules: ( full list) Actions Taken Against In-Game RMT & Other Illicit Activities (Oct.New Fan Festival Commemorative Items & Limited-time Sale!.Announcing the GALLERIA Presents Crystalline Conflict Regional Championship 2023 Japan Quarterfinals!. ![]()
![]() This is a great app! Very easy to use and very reliable, if you are just starting out, you can take a big worry off your mind, by getting in tune quickly and easily with this app. While the tuning tone is playing, pluck the corresponding string you want to tune. If the tuning tone is too loud, you can adjust the volume with the slider (the webpage will remember the volume next time you visit). I used to not want to play my guitar because tuning it was such a pain, but then I got this app and now it’s SO fast! I'll be with people and I’ll tune my guitar with this app then they go “woah that was fast!”. Method 1: Tune Each String Independently Click the button for the string you want to tune. I love it! Thanks for making an awesome app. Not only is it a tuner (best app tuner I've used personally) but it also has a metronome, games, chords, and a plethora of instruments to choose from and it's SUPER easy to navigate. I played violin for two years and I wasn’t able to tune it until I found this app today! I absolutely love this app! If you are reading this, you should really give this app a go. The viola was developed around the same time as the violin (thought to be early 16th century). The viola is a member of the violin family, which includes the violin, violoncello, (cello) double bass and the rarely played octobass. ![]() Click on the note for the string you want to tune and then turn the tuning pegs on your viola and match it up with the note that is being played. 321.322-71 - Composite chordophone sounded by a bow. This is for the standard CGDA viola tuning. It’s really easy to use and I love it! It’s not complicated like some of the other tuning apps are. Online Viola Tuner Use this free online viola tuner to tune up your viola. There are many more features of this app - try it for yourself! Not only guitars, but violins, cellos, ukuleles, and many more! I also like the metronome, which is also provided. This is a very good app, and I like the variety of instruments it can tune. Hepatitis A virus, Shigella species, Salmonella speciesĮ. Influenza viruses, SARS, Klebsiella species, S. epidermisĪirborne droplets from sneezing or coughing Hepatitis B and C HIV/AIDS, Staphylococcus aureus, S. Human Reservoirs and Transmission of Infectious Agentsīlood, needle stick, other contaminated equipment The following table summarizes the human reservoirs and methods of transmission of common infectious agents. Humans are the most common reservoirs of pathogens that can infect themselves (see E. Inanimate reservoirs include soil, water, food, feces, intravenous fluid and equipment. ReservoirsĪ reservoir is any person, animal, arthropod, plant, soil or substance (or combination of these) in which an infectious agent normally lives and multiplies, on which it depends primarily for survival, and where it reproduces itself in such manner that it can be transmitted to a susceptible host.Īnimate reservoirs include people, insects, birds, and other animals. They infect humans principally through ingestion of fertilized eggs or when the larvae penetrate the skin or mucous membranes. Helminths include roundworms, tapeworms, and flukes. ![]() Infestation occurs by direct contact with the arthropod or its eggs. Arthropods include scabies (mites), lice, and fleas, which generally infest skin, causing inflammation and itching. Protozoa are single-celled organisms transmitted via direct or indirect contact or an arthropod vector (an infected carrier). Protozoa, arthropods and helminths are all parasites. Parasites are organisms that infect and cause disease in animals. Giardia stick closely to the lining of the small intestine in the hosts they infect and cause mild to severe diarrhea. Protozoa parasites: giardia trophozoites in a variety of positions. However, fungi such as Pneumocystis carinii can be life-threatening to the person with HIV/AIDS. ![]() Other viruses, such as the influenza and SARS viruses, quickly announce their presence through characteristic symptoms.įungal infections are prevalent throughout the world but only a few cause disease in humans, and most commonly affect the skin, nails, and subcutaneous tissue. Viruses such as HIV/AIDS, and Hepatitis B and C have the ability to enter and survive in the body for years before symptoms of disease occur. Viruses are intracellular parasites that is, they can only reproduce inside a living cell. In contrast, the tuberculosis bacillus infects only a small number of people, usually people with weakened immune function, or those who are undernourished and living in crowded conditions. For example, the smallpox virus is particularly virulent, infecting almost all people exposed. The virulence of these pathogens depends on their number, their potency, their ability to enter and survive in the body, and the susceptibility of the host. ![]() Pathogens include not only bacteria but also viruses, fungi, and parasites. Teaching patients this simple technique can help prevent urinary tract infections in the future.īacillus can refer to any rod-shaped bacterium, or can be more specific to Bacillus, which is a gram-positive and rod-shaped genus. A simple way for a woman ( susceptible host) to break the chain of infection is to wipe from front to back. However, when E.coli ( infectious agent) exits the gastrointestinal tract ( reservoir) through the anus ( portal of exit), it can spread to the urinary tract by indirect contact ( mode of transmission in women-wiping from back to front) and cause a urinary tract infection (UTI). For example, the large intestine is colonized with Escherichia coli. The presence of bacteria in and on the human body is normal these bacteria are called resident flora. The reservoir (the normal location of the pathogen).Infection control measures are designed to break the links and thereby keep the infection from spreading. ![]() Then you can access all the pages you've saved. ![]() You will see the signature library and tap 'Create Signature' to get started. You can see all the bookmarks you've added by tapping the icon on the bottom menu bar.Ĥ. Open a PDF and tap the 'Signature' () tool from the toolbar at the bottom of the screen. Tap the "More” option, and then tap the "Add Bookmark"ģ. Open one PDF, and tap the three-dot icon on the top right.Ģ. Occasionally, when you deal with extensive multi-page PDF documents, adding bookmarks makes it easy for you to locate and navigate to the key pages.ġ. Then you can annotate the area with a note.( See detailed tutorials) Simply tap on the annotation object and select "Note" from the pop-up menu.Ħ. Shape out the areas you want to emphasize.ĥ. Choose the style and customize your borderĤ. Click the "Shape" icon on the bottom menu bar to turn on the toolģ. ![]() In such instances, you can employ the "Shape" tool to encircle significant sections and incorporate your personal notes.Ģ. Then you can annotate text with your personal insight.( See detailed tutorials)Īt times, you may receive PDF documents rich in images, rendering it impractical to annotate with traditional highlighting methods. Learn how to customize your highlighting options, remove annotations, and view all highlights in your PDF documents. You can use the free-hand drawing feature in Windows Ink to quickly sign the. Simply tap on the annotation object and select "Note" from the pop-up menu.ĥ. With PDF Reader, no more hassle of printing, signing, and scanning is required. Choose the color and opacity by tapping and holding the tool’s icon.Ĥ. Tap on the “Highlight” icon to turn on the toolģ. Open one PDF, and the annotation toolbar is at the bottom of the screen.Ģ. Quickly backup and send files to friends, classmates, and colleagues via email or any popular Cloud storage service. Its expert features allow you to view, annotate, scan, sign and convert PDFs on smartphones, tablets, and even on PC/Mac. Merge, Split, Compress, Encrypt and Decrypt PDF files. Elevate your grasp of essential content by incorporating highlighters and notes, merging them with your unique insights.ġ. Covering all the essentials and more, Kdan PDF Reader is the world’s leading PDF editor on the market. Convert PDF to Word, Excel, PPT, Image formats and vice-versa. After signing, click Save & Apply to add the signature. You can either choose one from the library or create a new signature by clicking Create 5. You will see a pop-up menu of the signature library. Tap the More icon on the top right and select Add Signature 3. Here are three tips to boost your efficiency in PDF note-taking.Īs you're reading PDFs, enrich your comprehension through the annotations. Go to the page where you want to add a signature. Are you seeking how to highlight critical points and capture your reflections, notes, or responses within PDFs? Make it easier with a PDF Reader. Covering all the essentials and more, Kdan PDF Reader is the world’s leading PDF editor on the market. ![]() Others reflected on how Christensen would have been treated in China, where thousands of prisoners are believed to be executed each year. What are they thinking?” One commentator posted: “This is proof the American justice system is not fair”. He intentionally killed someone and yet the jury still does not sentence him to death. One user said: “In prison he will be taken care of for the rest of his life. The result today encourages people to do crimes and will never agree with that.” Speaking to media after the sentencing on Thursday, he said: “The result today seems to tell me that I can kill … with all kinds of cruel methods and I will not die for it … I’d better act as a loner and then people will not think I’m a dangerous. ![]() Zhang’s boyfriend Hou Xiaolin has said that he does not accept the court’s decision. On the microblog Weibo, details of the case were among four of the top trending topics, with many cursing the jury and the US legal system. News of Christensen’s sentencing spread quickly in China, where it was widely reported. Christensen will automatically receive a sentence of life behind bars without the possibility of parole. Prosecutors had called for the death penalty, which Zhang’s family also supported, but after eight hours of deliberation, a jury in Peoria, Illinois, was unable to reach a unanimous decision. There is no indication that a Notice of Federal Tax Lien has been filed against the borrower in the county in which the subject property is located. When a borrower has entered into an installment agreement with the IRS to repay delinquent federal income taxes, the lender may include the monthly payment amount as part of the borrower’s monthly debt obligations (in lieu of requiring payment in full) if: When a borrower is obligated on a mortgage debt, regardless of whether or not the other party is making the monthly mortgage payments, the referenced property must be included in the count of financed properties (if applicable per B2-2-03, Multiple Financed Properties for the Same Borrower.įederal Income Tax Installment Agreements In order to exclude non-mortgage or mortgage debts from the borrower’s DTI ratio, the lender must obtain the most recent 12 months' canceled checks (or bank statements) from the other party making the payments that document a 12-month payment history with no delinquent payments. The borrower is not using rental income from the applicable property to qualify. There are no delinquencies in the most recent 12 months, and The party making the payments is obligated on the mortgage debt, When a borrower is obligated on a mortgage debt - but is not the party who is actually repaying the debt - the lender may exclude the full monthly housing expense (PITIA) from the borrower’s recurring monthly obligations if ![]() See below for treatment of payments due under a federal income tax installment agreement. Non-mortgage debts include installment loans, student loans, revolving accounts, lease payments, alimony, child support, and separate maintenance. This policy applies whether or not the other party is obligated on the debt, but is not applicable if the other party is an interested party to the subject transaction (such as the seller or real estate agent). When a borrower is obligated on a non-mortgage debt - but is not the party who is actually repaying the debt - the lender may exclude the monthly payment from the borrower's recurring monthly obligations. To ensure that the obligation is counted only once, the lender should adjust the net income of the business by the amount of interest, taxes, or insurance expense, if any, that relates to the account in question.Ĭertain debts can be excluded from the borrower’s recurring monthly obligations and the DTI ratio: ![]() If the account in question has a history of delinquency. It is reasonable to assume that the obligation has not been accounted for in the cash flow analysis. If the business provides acceptable evidence of its payment of the obligation, but the lender’s cash flow analysis of the business does not reflect any business expense related to the obligation (such as an interest expense-and taxes and insurance, if applicable-equal to or greater than the amount of interest that one would reasonably expect to see given the amount of financing shown on the credit report and the age of the loan). If the business does not provide sufficient evidence that the obligation was paid out of company funds. ![]() The account payment must be considered as part of the borrower’s DTI ratio in any of the following situations: The lender’s cash flow analysis of the business took payment of the obligation into consideration. The business provides acceptable evidence that the obligation was paid out of company funds (such as 12 months of canceled company checks), and ![]() The account in question does not have a history of delinquency, The account payment does not need to be considered as part of the borrower’s DTI ratio if: When a self-employed borrower claims that a monthly obligation that appears on their personal credit report (such as a Small Business Administration loan) is being paid by the borrower’s business, the lender must confirm that it verified that the obligation was actually paid out of company funds and that this was considered in its cash flow analysis of the borrower’s business. ![]() ![]() ![]() Mixed hydroxide precipitate (MHP) is set to become the second most important cobalt intermediate. Huge (mainly Chinese) investment in Indonesian HPAL will see large amounts of nickel and cobalt produced and sent to China for onward refining into sulphates. The hydroxide is trucked via Zambia, usually to the port of Durban in South Africa, for onward shipment to China. Glencore, via its Katanga and Mutanda operations, is by far the biggest producer and thus holds considerable sway in the market. Chinese players also own vast swathes of the DRC’s cobalt assets.Ī slowdown in availability of hydroxide and/or unusually high demand, can push prices up. This happened in 2017/18. Demand from China was high, material availability was low – and payables for cobalt hydroxide quickly exceeded 90%. Eventually, a supply response from artisanal miners in the DRC (the market’s swing producer) helped balance the market and soften prices. The intermediates market is fed mainly by Central Africa. By far the most important cobalt intermediate is cobalt hydroxide, produced mainly in the DRC from material extracted as a by-product of copper mining. While still a simplification, it makes better sense to think of the “intermediates market”, the “metals market” and the “chemicals market.” Each of these interlinked markets have different drivers and pressure points. Imbalances in any of the three can translate into price increases/decreases. Cobalt is still mostly a by-product (93% in 2022), the DRC’s share of mine supply remains high (76% in 2022), there have been logistics issues (notably in South Africa) in recent years, and the outlook for artisanal supply is uncertain given the emergence of the DRC state-owned Entreprise Générale du Cobalt.įast forward to today, and the consensus seems to be that we’re facing a period of prolonged surplus. Last week, the Economist ran the headline Cobalt, a crucial battery material, is suddenly superabundant – and argued that demand is waning while Indonesian supply is ramping up. Meanwhile, earlier this week, Bloomberg reported that A $1.5 Billion Hoard of Copper and Cobalt Is Piling Up in Congo – referencing the growing stockpile of cobalt hydroxide mounting up at CMOC’s Tenke Fungurume operation, owing to an export ban caused by a dispute with its Congolese state-owned partner over royalty payments.īoth the Economist and Bloomberg articles are correct. Demand growth has been sluggish in recent months, mainly owing to zero-COVID in China impacting consumption in the world’s biggest market. Meanwhile, the ramp-up of Indonesian HPAL (high pressure acid leaching of laterite ores) is startling and could see huge increases in cobalt intermediates hitting the market (see chart). What’s more, hydroxide stocks are very much building up – not just at Tenke, but at other producers in the DRC (e.g., Glencore) as well as in storage facilities in Zambia and South Africa.īut in spite of all this, suggesting that cobalt is “superabundant” is somewhat misleading. As is the case for many metals, the idea of just one “cobalt market” can be unhelpful when looking to understand supply, demand, and price dynamics. While certainly overstated at the time, these concerns were grounded in reality. The outlook for cobalt demand growth was, and continues to be, very positive. Project Blue expects demand to increase at 7%py over the next five years. Meanwhile, the risks associated with cobalt supply, and particularly DRC production, endure. It wasn’t long ago that many talked of an imminent “cobalt cliff” or “cobalt crunch”. The logic was that demand was set to boom (EVs, Li-ion batteries etc.) while the supply outlook was precarious (Cu/Ni by-product, mining mostly in the DRC, logistics issues in Africa, artisanal supply etc.) – and that, therefore, the world was at serious risk of cobalt shortages. ![]() ![]() Regardless the account tier you choose, the PNC Virtual Wallet® can include up to three different components that work in tandem: $25, waived with $5,000 in qualifying monthly direct deposits to your Spend account or $2,000 average monthly balance in your Spend account and up to 7 linked PNC Bank consumer accounts (including Reserve). $15, waived with $2,000 in qualifying monthly direct deposits in your Spend account or $2,000 average monthly balance in your Spend and/or Reserve accounts. $7, waived with $500 in qualifying direct deposits to your Spend account per statement period or $500 average monthly balance in your Spend and/or Reserve account. Receive a total qualifying direct deposit(s) of $5,000 or more within 60 days of opening the account. Receive a total qualifying direct deposit(s) of $2,000 or more within 60 days of opening the account. Receive a total qualifying direct deposit(s) of $500 or more within 60 days of opening the account. As mentioned, this bonus is available in AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI and WV, though it may vary by ZIP code. It’s possible for new customers to earn a bonus for opening a PNC Virtual Wallet® account based on where you live. And depending on your account tier, you’ll get between $5 and $10 in monthly fee reimbursements when you use non-PNC ATMs.Įarn a bonus when you open a PNC Virtual Wallet Virtual Wallet® account holders can access their cash at nearly 60,000 ATMs nationwide without any fees. 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